Privacy Policy

Effective Date: January 1, 2026

1. Information We Collect

AffordMortCalc.com does not collect any personally identifiable information (PII) from users. All calculations are performed locally in your browser. We do not store or transmit any data you enter into our calculators.

2. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to:

Serve personalized ads through Google AdSense
Analyze website traffic using Google Analytics
Remember your consent preferences for GDPR compliance

You can manage your cookie preferences through our Cookie Consent popup when you first visit our site.

3. Third-Party Services

We use the following third-party services:

Google AdSense: To display personalized ads. Google may use cookies to serve ads based on your visits to this and other websites.
Google Analytics: To analyze website usage. Data is anonymized and aggregated.

These third-party services have their own privacy policies. Please review them for more information.

4. GDPR Compliance (For EU Users)

If you are located in the European Union, we comply with the General Data Protection Regulation (GDPR). We only process your data with your explicit consent, which you can withdraw at any time through our Cookie Consent popup.

5. CCPA Compliance (For California Users)

If you are a California resident, you have the right to:

Know what personal information we collect
Request deletion of your personal information
Opt-out of the sale of your personal information

To exercise these rights, please contact us at: support@affordmortcalc.com

6. Data Security

We implement reasonable security measures to protect your information. However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

7. Children's Privacy

Our website is not intended for children under 13. We do not knowingly collect personal information from children under 13.

8. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page.

9. Contact Us

If you have any questions about this privacy policy, please contact us at: support@affordmortcalc.com